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Feeling overwhelmed by Business Debt? You're not alone.

Whether it's bank debt, trade creditors, or the ATO — we help everyday Australian business owners find a real way through.

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Stressed business owner in Brisbane office surrounded by overdue notices and debt paperwork
ATO Tax Debt
Bank & Lender Debt
Trade & Supplier Debt
Director Penalty Notices
Personal Guarantees
The Reality

When creditors close in, time is your biggest enemy

Directors who act early get more options, better outcomes, and keep more control. Here's what we see every day:

  • A DPN, demand letter or wind-up notice has arrived The clock is ticking and doing nothing could trigger personal liability.
  • Cash flow can't cover creditors and the ATO anymore You're falling further behind each month and the numbers won't add up.
  • Personal guarantees are putting your home at risk Director liability means your family and assets could be exposed.
Take Back Control

Most situations have more options than directors realise.

Whether it's restructuring, Safe Harbour protection, a DPN response, or a clean exit — we find the path that protects you personally and keeps the business alive where possible.

Our 4-Step Approach
1
Assess your current position
2
Identify if you can trade through
3
Negotiate with creditors & the ATO
4
Execute the right pathway for you
How We Help

The 6 reasons directors call us

Every situation is different — but most of the directors who call us are dealing with one of these. Pick the one that sounds like you.

Most Urgent
21-day clock

Director Penalty Notice

Received a DPN from the ATO? You may have just 21 days to act before you become personally liable. We help you understand your obligations, assess your options, and protect your assets — fast.

Respond to a DPN
Save the Business
Breathing room

Voluntary Administration

Worried your business won't stay afloat? VA gives you the breathing room to restructure, keep trading, and work towards profitability — while treating creditors fairly.

Explore VA
Director Protection
Shield from insolvent trading

Safe Harbour

Protect yourself from personal insolvent trading claims while you pursue a real restructuring plan. We act as your partner, developing the strategy to stabilise and strengthen the business.

See if you qualify
Under $1M debt
Faster, cheaper fix

Small Business Restructure

Owe less than $1 million? SBR is a faster, more cost-effective way to manage debt while staying in control. Keep trading under your own terms while restructuring with creditors.

Check eligibility
Clean Exit
A controlled wind-up

Liquidation (CVL)

If winding up is the right call, our ASIC-registered liquidators manage the formalities — from convening shareholders to placing the company into liquidation — making the process smoother and less stressful.

Wind up properly
Personal Liability
Personal guarantees

Bankruptcy & PIAs

Personal guarantees catching up with you? We guide directors through bankruptcy alternatives — including Personal Insolvency Agreements — to manage creditors, protect what we can, and help you get a fresh start.

Review your options
Is This You?

We should talk if any of these sound familiar

If you've ticked even one box below, a quick call could save you tens of thousands — and a lot of sleepless nights.

You've received a DPN or wind-up notice

The ATO is chasing unpaid tax, GST or super

Your bank has called in or threatened a loan

Personal guarantees are putting your home at risk

Cash flow can't cover repayments anymore

You want a safe, controlled wind-down

You have cash flow pressure

Increased risk of non-compliance

Personal liability exposure

ATO enforcement risk

Superannuation arrears exposure

Financing challenges

Ticked a box? Let's have a chat

Every day you wait, creditors add interest, penalties compound, and options narrow. A 10-minute chat today could change everything.

No obligation. No hard sell. Just straight answers.

ASIC-Registered Liquidators
100% Confidential
No Upfront Fees
Same-Day Consultations
Real Stories

Directors who found a way through

Real Australians who came out the other side with their businesses, homes, and sanity intact.

★★★★★

"DPN landed on my desk and I had 18 days left. The team assessed the position in 24 hours and we went straight into SBR. Kept the company trading, no personal liability."

Michael K
Michael K.
Trades Business, QLD
★★★★★

"I had to wind up a company with personal guarantees hanging over me. They handled the CVL cleanly and negotiated the PGs separately. No surprise bills, no pressure — just results."

Tony R
Tony R.
Former Director, NSW
FAQs

Got questions? We've answered the big ones.

Plain-English answers on DPNs, Safe Harbour, voluntary administration, liquidation, restructuring and what it means for you as a director.

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Get Started Today

Act early. Protect yourself. Move forward.

A 2-minute quiz is all it takes to find out where you stand and what options are open to you — completely free.

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